Ever moved house, changed jobs, or closed a bank account?

Nobody is going to call and tell you.

$70 billion in forgotten money is sitting in US state accounts. States returned $4.49 billion of it last year — only to the people who thought to look.

Free. Every source inside is an official government program.

There’s a whole industry built on this.

“Finders” run the same free government search anyone can run, locate the money, then charge a cut to hand it back — often around 10 percent.

The Claim List points to the exact same free sources they use. That’s the whole difference.

And some of it has a clock on it.

→ Unpaid wages recovered by the Labor Department are held three years, then handed to the US Treasury.

→ An unclaimed federal tax refund disappears three years after the return’s due date.

→ The federal savings-bond search tool shut down on 30 September 2025 — most online guides still point to the dead page.

The Claim List

18 pages. 11 official sources. No filler.

→ The national database that searches 49 states at once. Free. (p5)

→ The 5 things to write down first. Skip this and you’ll find nothing and assume there’s nothing there. (p3)

→ The Labor Department tool showing whether an old employer was caught underpaying its staff. (p6)

→ Why $500 per illegal robocall is federal statute — and the simple habit that turns them into a claim. (p15)

→ The one-sentence question that separates a real claim service from a scam. (p2)

Plus lost pensions, life insurance, failed banks, savings bonds, FHA refunds, and settlements you already qualify for.

Why is it free?

Because everything in it is free.

Charging you for a list of free things would make me the exact thing this guide warns you about.

What I’m not going to tell you

That there’s money waiting for you. I don’t know.

Most people find nothing. About one in seven find something. Twenty minutes is how you learn which one you are.

Delivered instantly. US-focused. Unsubscribe whenever you like.

PS. - Most people find nothing because they search their current name once, and stop. Page 3 fixes that.

@money.fixes